---
title: CCU Blog | Whitney Thomas
---

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# BLOG

Select Category Credit Score Cryptocurrency Finance HELOC Home Equity Money Money tips Save Saving Tips

Posts by: Whitney Thomas

## Whitney Thomas

![](https://blog.ccu.org/hubfs/Heloc_Graphic_Final_1024x480-1.jpg)

### [What is a HELOC?](https://blog.ccu.org/heloc)

Jun 30, 2022 1:21:15 PM

[Whitney Thomas](https://blog.ccu.org/author/whitney-thomas) 

[Read More](https://blog.ccu.org/heloc)

![](https://blog.ccu.org/hubfs/Credit_Freeze_Blog.png)

### [Credit Freeze:       How & Why](https://blog.ccu.org/credit-freeze-how-why)

Jun 30, 2022 1:02:43 PM

Identity theft and financial fraud are on the rise. It is important to stay educated and as up-to-date as possible so you don’t become a victim. One way to help protect yourself from becoming a victim is freezing your credit report at the major credit bureaus- Experian, Equifax and TransUnion. Credit freezing is free to do - another reason why you should do it.

[Whitney Thomas](https://blog.ccu.org/author/whitney-thomas) 

[Read More](https://blog.ccu.org/credit-freeze-how-why)

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